Zimbabwe: Drought - ACT: 08-May-02
Action by Churches Together (ACT)
Appeal - Zimbabwe
Drought Relief - AFZW-21 Appeal
Appeal Target: US$ 793,424
Geneva, 8 May 2002
With the current drought and disruptions on commercial farms it is
estimated that more than 50 % reduction in grain harvest is expected this
year compared to last year. A total of about 2.4 million hectares had
been planted in 2001/02 seasons, of which 60 percent was planted with
maize. However, most of the maize crop wilted due to the persistent
drought experienced from January through to March in most parts of the
country. A maize harvest of 456,000 to 760,000 metric tonnes is expected
this year compared to 1.4 tons in 2000/2001. In addition all other crops
were also affected by the mid-season water deficit resulting in total crop
failure in most parts of the country. The government has declared a
national disaster because of the low maize stocks in the country.
People have experienced a huge reduction in their major source of food,
maize, which has a direct effect on their consumption levels. Resorting to
one meal per day for a family has a profound nutritional impact especially
on children, expecting mothers, the elderly and disabled. Human lives are
already under serious threat due to this drought - unconfirmed reports of
deaths due to food shortages have been reported. The lack of other viable
coping mechanisms has made the situation very critical. The likelihood of
water shortages as the year progresses are also noted and the impact on
the health status of the people and animals could be considerable.
ACT member the Lutheran Development Service (LDS) is proposing a programme
to respond to the food crisis with the following components:
- Supplementary feeding
- Relief Food (food for work)
- Food Security (Seeds for drought tolerant crops)
ACT Member Christian Care (CC) has been involved in distributing relief
maize for the World Food programme (WFP) but have indicated that they may
submit a proposal to ACT to cover their operational areas currently not
getting food assistance.
Project Completion Date: 31 January 2003
Summary of Appeal Targets, Pledges/Contributions Received and Balance
Requested
US$
Total Appeal Target(s) 793,424
Less: Pledges/Contr. Recd. 0
Balance Requested from ACT Network 793,424
Ms. Genevieve Jacques Thor-Arne Prois Robert Granke
Director Director, ACT Director
WCC/Cluster on Relations LWF/World Service
REQUESTING ACT MEMBER
Lutheran Development Service (LDS), formerly Lutheran World Federation
Zimbabwe (LWF)
IMPLEMENTING ACT MEMBER AND PARTNER INFORMATION
LDS Zimbabwe has been operating in Zimbabwe since independence in 1980.
Initially it was involved in the repatriation of refugees, it then moved
to the reconstruction and rehabilitation programme before it got involved
in the long-term development activities. In addition the organisation had
previously assisted thousands of refugees mainly from Mozambique, Namibia
and South Africa who sought refugee in Zimbabwe from the early - 1980s to
the mid - 1990s. The LDS program has been in transition since the late
1980,s. The transition process is aimed at transferring responsibilities
to a local institution managed and run by local staff. To date the LDS is
fully managed by local staff and falls under the direction of Evangelical
Lutheran Church in Zimbabwe (ELCZ) through the LDS board.
Traditionally, Zimbabwe has been hit hard by recurrent drought emergencies
and the Lutheran Development Service has assisted desperate communities in
the 1991/1992, 1995/96, the 1998/1999 droughts and the floods of 2000.
All these programs have assisted LDS to gain wide experience in emergency
work and is an active member of Action by Churches Together (ACT).
The LDS Mission statement " Lutheran Development Service is an expression
of Christian witness which seeks to be a catalyst for sustainable
development and emergency aid in order to alleviate poverty among
marginalised communities in Zimbabwe through a participatory approach in
which the people are challenged to take direct control of their
livelihoods" In line with this Mission statement LDS is involved in both
long-term development work and emergency work in the Masvingo, Midlands
and Matabeleland South provinces.
DESCRIPTION of the EMERGENCY SITUATION
Background
The 2000/2001 season had erratic rainfall patterns well below normal in
the southern areas and floods in the north, resulting in national food
deficits of about 600,000 tonnes. As a result of this food deficit LDS in
2001 applied for a drought relief program to ACT which it has been
implementing since September 2001. The program is due to end in April
2002. However the 2001/2002 seasons has actually been worse than the last
season. LDS is therefore submitting a proposal for food assistance to
communities in the wards that it operates in. The rainy season, which
starts in October and normally ends in April, started off with normal
rains in the first two months followed by a long dry spell from December
to March.
Zimbabwe is an agricultural country growing a variety of crops and also
involved in livestock rearing. The main food crops that are grown in
Zimbabwe are maize, which also is the staple crop grown by almost all
households in communal, commercial and small scale farming areas. Communal
farmers largely grow it for both subsistence and to some extent commercial
purposes. The other food crops widely grown in the drier parts include
sorghum, rapoko and millet. These are drought tolerant crops and are
extensively grown in the southern, south east and west of the country.
Wheat is grown as a winter crop and mostly on commercial farms. Groundnuts
are also widely grown for food both at commercial farms and in communal
areas. The common cash crops for the country are tobacco, which is the
largest foreign currency earner and cotton. Horticulture has also been
widely grown but this is mostly on commercial farms.
Cropping is generally done under rainfall agriculture in the communal area
and resettlement farms while irrigation on commercial farms especially for
winter crops is widely used.
With the current drought and disruptions on commercial farms it is
estimated that more than 50 percent reduction in grain harvest is expected
this year compared to last year. A total of about 2.4 million hectares
had been planted in 2001/02 seasons, of which 60 percent was planted with
maize. However most of the maize crop wilted due to the persistent drought
experienced from January through to March in most parts of the country. A
maize harvest of 456,000 to 760,000 metric tonnes is expected this year
compared to 1.4 tons in 2000/2001. In addition all other crops were also
affected by the mid-season water deficit resulting in total crop failure
in most parts of the country. The unavailability of irrigation facilities
especially in the communal areas meant that the crops could not be saved
from the drought conditions. This has resulted in the government declaring
a national disaster because of the low maize stocks in the country. The
map below shows the extent of crop failure around the country. It is
important to note that the south and south west areas of the country are
the worst affected.
Current Situation
The agricultural marketing season that runs from 1 April 2002 to 30 March
2003 will begin with no official grain reserve and very low on-farm stocks
because of the low production of the previous season. Zimbabwe is
currently importing maize from South Africa but the rate of imports on a
monthly basis has not been able to meet daily national consumption
requirements of about 5,000 metric tonnes. The result of such a situation
is that there are long queues for maize meal in urban areas and maize
grain in the rural areas as people try to get some food for their
families. The food shortage of other staples like vegetable oils and beans
is also being experienced. The prices for food have become exorbitant
making them out of reach for the poor families whose incomes have already
been severely reduced. Most communities have no food reserves and have to
rely on the market for their supplies. In such a situation it has become
very common for most households to go with one meal a day - those are the
lucky ones. Given the poor harvest and stock levels experienced in the
whole country in 2001/02 season, the country will need to import an
additional 1.2 to 1.5 million metric tonnes to meet the pre-harvest
estimated deficit expected during the 2002/03 marketing season.
In a normal year, crop production contributes about 40 to 75 percent of
the food or income (to purchase food) of households' requirements, varying
from one area to the other. Some households rely on petty trade, gold
panning, wild fruits, selling their labour in the commercial farming areas
(working as hired hands on commercial farms) and locally to acquire food.
Due to the deteriorating economic environment, compounded by drought
(which follows two consecutive seasons of crop failure due to floods in
some areas and drought in others) along with reduced purchasing power
(inflation rate is at 116.7 percent, a record since 1980), food insecurity
is expected to dramatically rise in most of the country, with over
three-fourths of the country being moderately to extremely food deficit as
shown below. The extreme northern districts of the country, namely
Hurungwe, Makonde, Mazowe, Guruve, Centenary and Bindura Districts may
have some harvest. However for the rest of the country people have to rely
on food imports. With a communal area population of over 2 million people,
resettled farmers in the range of over 250,000 people and about 500,000
displaced farm workers, the country would require some food assistance.
This is in addition to the 900,000 people currently requiring assistance
(NGOs are helping 350,000 people and WFP have targeted 558,000 people).
The map below shows the extend of the food insecurity across the country
with the south, south west and north west being the worst affected areas.
The operational areas of LDS are in the south of the country.
Impact on Human Lives
The immediate impact of this situation is the possible risk of loss of
lives. People have experienced a huge reduction in their major source of
food, maize, which has a direct effect on their consumption levels.
Resorting to one meal per day for the family has a profound nutritional
impact on families but more so on children, expecting mothers, the elderly
and disabled. Human lives are already under serious threat due to this
drought. Unconfirmed reports of deaths due to food shortages have been
reported. The lack of other viable coping mechanisms has made the
situation very critical. The likelihood of water shortages as the year
progresses are also noted and the impact on the health status of the
people and animals could be considerable.
GOALS & OBJECTIVES
Goal: To ensure that starvation is avoided by distributing food aid to the
most vulnerable, needy communities.
Objectives
To give supplementary feeding to 52,034 school children in 121 schools so
as to reduce the levels of malnutrition.
Alleviate hunger among the community by making food available to 11,171
households through the food for work program.
Enhance the capacity of farmers and communities to plant crops in the next
growing season by providing seed for drought tolerant crops and also maize
for the staple diet to 11,171 households.
BENEFICIARY INFORMATION & TARGETED AREAS
Location for Emergency Response and Statistics
Summary of population and people in need.
District
Total Population
Total
Population
People in need of food
Males
Females
Chivi
113,541
98,459
212, 000
84, 627
Mwenezi
77,929
92, 071
170, 000
102, 000
Zvishavane
40,692
42, 222
82, 914
16, 009
Mberengwa
75,028
118, 480
193, 508
168, 793
Beit Bridge
39,090
62, 208
101, 298
91, 168
Gwanda
86,776
68, 182
154, 958
119, 318
Current food aid activities
District
Estimated needs
WFP
Others
Total provided for
Chivi
84,627
15, 496
15, 496
Mwenezi
102,000
28, 537
10,654
39,191
Zvishavane
16,009
4, 085
4,085
Mberengwa
168,793
72, 128
23, 627
95,755
Beit Bridge
91,168
15, 722
20, 356
36, 078
Gwanda
119 ,318
50, 864
2, 000
52, 864
* The population includes both male and female children
MATABELELAND PROVINCE
Beitbridge District
Beitbridge town is some 320 km away from Bulawayo town. The district has a
population of 101,298 of whom 91,168 are in need of food aid. Of these
some 15,722 are being covered under the World Food Program. The LDS is
currently operational in six wards. The main program is the integrated
development program, which is involved in water development, environment
activities, HIV/AIDS activities, food security and development education.
The organisation has also been involved in food aid through food for work
in those wards that have implement the development activities and food is
distributed on site where there are development activities. The wards,
which the organisation is working in, have a population of 48,053 with
8,678 households. The 2000/2001 appeal has benefited 870 families and
12,000 school children
Gwanda
There are 154,958 people in Gwanda District with Gwanda town being the
provincial capital of Matabeleland South and 120 km away from Bulawayo.
The district has a total of 23 wards and a population density of 19 people
per square kilometre. In this district some 119,318 people are urgently in
need of food aid. Some of these are already on the Social Welfare Food
Assistance Programme and some are on the World Food Programme under which
50,864 will be assisted. The LDS is operating in six wards with a total
population of 34,825 people with 5,825 households. The integrated
development program is also the main program that is implemented in the
area and covers aspects such as water development, environment activities,
HIV/AIDS activities, food security and development education. The
organisation has also been involved in ACT funded food aid program through
food for work in these wards that implement the development activities.
The program has benefited 600 families and 13, 000 school children. Food
is distributed on site where there are development activities
MIDLANDS PROVINCE
Zvishavane
Zvishavane town is situated about 180 km from Bulawayo town while the
total population of the district is 98,738 of which 82,914 is rural.
16,009 people are in need of food but are not yet covered under the Social
Welfare or other NGO food assistance programmes. The LDS is operational in
six wards with a total population of 23,827 people and a total of 3,853
households. The current 2000/2001 ACT appeal food aid program has
benefited 300 households and 4,841 school going children in eleven
schools.
Mberengwa
The district is adjacent to Zvishavane with a population of 193,508 people
in 32 wards. The population of Mberengwa is largely rural and it is
estimated that 168,793 are already on the social welfare register and are
in need of food. A total of 95 802 people are already covered by other
programs. Currently the LDS operates in six wards with a total population
of 54,266 and 9,464 households. The main activities in these wards are
development programs, which include water development, HIV/AIDS,
environment, food security and development education. Currently the
organisation is also involved in food distribution in the six wards
through the 2000/2001 ACT appeal. 715 households and 13,159 children in
25 schools have benefited through this program. There are 108 schools with
a population of 49,140 children.
MASVINGO
Chivi
The district is situated some 250 km away from Bulawayo. The population is
212,000 of whom 84,627 are in need of food but are not included in the
Social Welfare or other NGO food assistance programmes. There are 89
schools in Chivi with a total enrolment of 47,843 children. The LDS is
operational in three wards with a population of 24,650 and 4,166
households undertaking several activities under the integrated rural
development project. The organisation has also been involved in food
distribution through the food for work activities and child supplementary
feeding for school going children. The current program has been feeding
300 households and 7,849 school children through the 2000/2001 appeal.
Mwenezi
Mwenezi is adjacent to Chivi and has a population of 170,000 of whom
102,000 are already registered on the Social Welfare drought relief
registers. LDS is operational in three wards with a total population of
10,692and 1,740 households. The current programs include the IRDP and
drought relief program. The just ended program was benefiting only 250
households in the area. No school-feeding program was being done because
this was well covered by other organisations.
Criteria used in beneficiary selection
The most important criteria for benefiting in this project include the
following
Households that did not harvest any food
No or low cash crop harvest and few assets such as livestock and would
normally qualify for Social Welfare assistance.
Not receiving any assistance from other sources,
The local village committees, to avoid duplication, will co-ordinate the
programs. In the schools all enrolled pupils will benefit as long as there
is no other organisation giving similar assistance. The under fives are
weighed monthly at the clinics and those below the weight for their age
will be targeted for the supplementary feeding rations.
Number of Targeted Beneficiaries per Area
Masvingo
3000 families will be involved in food for work at 18 different food for
work sites, which include
8 dam sites,
5 bricks moulding sites for school construction
4 conservation works
1 road repair.
Under this program each family/household will receive 50 kg of maize,
which is distributed once a month. The assumption has been that a person
should receive at least 10kg per month and the average household sizes
range from 5-6 members per family. The program is not involved in cash
payments for work done.
In addition the 3,000 families under the food for work programme will each
receive 10 kg of maize or sorghum seed for planting in the coming season.
This is a one off allocation, which will be made during the planting
season.
11,351-school children from 20 schools in Chivi will receive supplementary
feeding during school days in the form of nutrimeal porridge.
Midlands
4,550 families will be involved in food for work at 57 different food for
work sites, which include
18 dam sites
36 conservation works
3 irrigation canal construction works.
In addition the 4,550 families under the food for work programme will each
receive 10kg of maize or sorghum seed for planting in the coming season.
As indicated this will be a one off allocation in the planting season.
17,742 school children in 35 schools will be given supplementary feeding
during the school days in the form of nutrimeal porridge. These comprise
11 schools in Zvishavane with a total of 6,433 school children and
11,309-school children in 24 schools in Mberengwa.
Mat south
3,621 families will be involved in food for work at 31 sites which
includes:
13 dam sites
11 conservation works
1 dip tank repair
3 brick moulding projects for 2 schools and a clinic
These 3,621 families under the food for work programme will each receive
10 kg of maize or sorghum seed for planting in the coming season.
22,941 school children in 56 schools will be given supplementary feeding
during the school days in the form of nutrimeal porridge. These will
comprise 12 250-school children in Beitbridge and 10 691-school children
in Gwanda.
Summary of proposed implementation statistics
District
Food for work h/h
Seed packs h/h
Schools feeding children/ no of schools
Chivi
1,500
1,500
11 351 (20)
Mwenezi
1,500
1,500
Zvishavane
1,500
1,500
6 433 (11)
Mberengwa
3,050
3,050
11 309 (24)
Beitbridge
2,248
2,248
12 250 (29)
Gwanda
1,373
1,373
10 691(27)
Total
11,171
11,171
52 034
IMPLEMENTATION DESCRIPTION PER ACTIVITY
Food Assistance - this will be in the form of maize and/or mealie-meal.
Each family will get 1 x 50kg bag of maize per month. The program is
targeted to feed 11,171 households or families. At an average of 6 members
per family the program is set to benefit 67,026 people.
The food for work activities will be carried out at IRDP work sites. Most
of the activities are drought mitigation and preparedness activities. A
good number of the actives are dam sites which constitute one of the
biggest components of the IRDP and whose main objective is to reduce the
vulnerability of the communities in these dry areas to the recurring
drought in their areas. Work on irrigation schemes will also be undertaken
to promote the objective of ensuring food security to the communities and
the dams will ensure that water is available. These irrigation schemes
will be a source of food not only to the participants but also to the
community at large who may also benefit by buying from these schemes.
Conservation works to protect the environment and the problems of silting
and pollution of river course systems will also be an integral part of the
program. Experience has shown that sound environmental management is
essential for sustainable development of dams. Reduction of soil erosion
contributes significantly towards prolonging the life of the dams. This
is particularly important for the fragile soils and environment of these
areas. Thus for long term sustainability activities on environmental
conservation will also be undertaken.
Food Assistance for school children - nutrimeal porridge will be fed to
primary school children at the rate of 100 grams per pupil per day.
Nutrimeal is a highly nutritious porridge and will provide a wide range of
nutritional requirements, including, among other things, carbohydrates,
protein, fibre, vitamins and other micro mineral salts. The Ministry of
Health In Zimbabwe has recommended the ration which is used by all other
NGO s involved in the program.
Seed packs recommended are 10 kg of maize or sorghum seed pack per family.
The program aims to build the capacity of families for growing their own
crops. The seed packs will consist of 10 kgs of sorghum, which is a
drought tolerant crop and which is already widely grown in the area.
However, because of consecutive bad seasons families have not been able to
reserve any seed for planting. Maize seed will also be provided in
recognition of the fact that farmers in these areas still grow maize for
their staple diet and over the years have tended to mix both
sorghum/millet and maize in their diet. The organisation has been, through
the IRDP program, promoting the growing of varieties of maize and
sorghum/millet which are suitable for these drought prone areas. The
varieties are quick maturing, short growing season varieties and are
widely available in the markets.
Description of Implementation
Food for work: The community through the project committee will implement
this activity. The food for work is carried out for the IRDP (Integrated
Rural development Program) projects. At each of these sites a project
committee is elected by the beneficiaries. The role of these committees is
to organise the communities into groups to work at the project site. These
committees are also involved in the registration of households and keeping
the attendance register. These committees under the supervision of the LDS
staff distribute the food once a month.
Supplementary feeding program. The program is implemented by the
Nutrition Committee, which is supervised by the School Development
Association. The nutrimeal is delivered to the schools and prepared on a
daily basis. The community prepares the food after receiving training from
the supplier of the product. The porridge is prepared once a day. The LDS
staff regularly visits these schools to monitor the feeding program and
collect information for report compilation.
ADMINISTRATION, FINANCE, MONITORING & REPORTING
Administration
The LDS Director is in overall charge of the implementation and monitoring
of the programme. The Programme Co-ordinator is directly responsible for
the implementation and field activities directed by the Area
Co-ordinators, Officers and Community Organisers. In addition the
Programme will appoint one full time person who will assist in the
co-ordination of the drought programme. The relevant schools will
implement the feeding program with the community being involved in the
preparation of the porridge. The LDS will provide the supervision and
co-ordination of the program.
Staff training
The program will run a two-day workshop for the staff to appraise and
update them on the implementation of the program. The workshop will
discuss issues of record keeping, maintenance of standards and reporting
to conform to Act requirements. The workshop will aim to raise the level
of awareness on the severity of the current drought situation and the
importance of smooth implementation of the program. It will also highlight
financial control and management. After the workshop it is aimed that the
staff should be able to communicate the reporting and record keeping needs
to the community especially in view that the program has brought on board
other beneficiaries who have not been involved in the most recent
programmes.
Finance
The Harare finance office will be responsible for the financial management
with the assistance of the finance office staff in the field. The LWF Area
Finance Co-ordinator who is based in Harare will assist with the overall
financial management according to the LWF and ACT procedures. It is a
normal procedure for the Harare finance office to carry out internal
audits at least twice a year while the main audit by the external auditors
will be done at the end of the year. The finance office will ensure that
the financial report meets ACT requirements.
In order to ensure the ready supply of maize for distribution the
organisation will procure the maize both from within the country and also
import. The government has allowed NGOs involved in food distribution to
import maize under permits. The organisation has already initiated the
process and has already received the permit from the ministry of Labour
and social welfare. Through the National NGO Co-ordination Forum on food
aid, NGOs involved in food distribution are working out a mechanism of
pooling together the importation of food so as to reduce the overheads in
the importation. The organisation feels it is still necessary to import
some of the maize if a steady supply and smooth implementation of the
program is to be achieved.
Monitoring
The main implementers of this project at ground level are the Area
Officers and the Community Organisers. The Director and the Co-ordinators
will monitor the progress and make regular field visits to ensure that the
implementation of the project is as per plan. Staff also attend the Civil
Protection Committee meetings at regular intervals to update each other
with Government and other implementers on the drought programme.
IMPLEMENTATION SCHEDULE
The implementation period of this program will be 9 months beginning May
2002 to the end of January 2003.
COORDINATION
At Government level this is done through the Civil Protection Units, which
have been established at National, Provincial and District Levels. At the
ground level implementation is also co-ordinated by other NGOs, churches
and with Christian Care who is LDWS's major ACT Partner in Zimbabwe.
BUDGET
ESTIMATED EXPENDITURE
Description Type of No of Unit Cost Budget Budget
Unit Units ZWD ZWD US$
DIRECT ASSISTANCE
Food for Work
Maize for 11,171 families x 50 Kg
per family per mth x 9 Ton 5,026.95 27,000 135,727,650 452,426
Sorghum & maize seeds 11,171
families x 10 kg per family Ton 111.71 100,000 11,171,000 37,237
School Feeding
Nutrimeal porridge for 52,034
children x 100 gr/child/day n Ton 624.41 110,000 68,684,880 228,950
x 120 school days
Total Direct Assistance 215,583,530 718,612
MATERIAL TRANSPORT, STORAGE, WAREHOUSING, AND HANDLING
Transport
Lorries and trucks Km 67,500.00 50 3,375,000 11,250
Haulage hire Trip 736.12 10,000 7,361,180 24,537
Light vehicles Km 27,000.00 40 1,080,000 3,600
Motor bikes Km 22,500.00 15 337,500 1,125
Warehouse rental & maintenance Month 9.00 5,000 45,000 150
Casual labor loading & offloading Month 9.00 10,000 90,000 300
Total Material Transport, Storage, Warehousing, & Handling 12,288,680 40,962
PERSONNEL, ADMINISTRATION, OPERATIONS AND SUPPORT
Salaries and Benefits:
Director (30% of salary) Month 9.00 80,000 720,000 2,400
Drought co-ordinator Month 9.00 60,000 540,000 1,800
Program co-ordinator (50% salary) Month 9.00 60,000 540,000 1,800
Area co-ordinators (2 @ 50%) Month 9.00 70,000 1,260,000 4,200
Finance officers/clerks (4 @ 40%) Month 9.00 40,000 1,440,000 4,800
Area officers/community organisers Month 9.00 20,000 1,800,000 6,000
(10 at 40%)
Drivers (3 persons) Month 9.00 15,000 405,000 1,350
Other Staff Costs:
Staff training Lumpsum 80,000 267
Description Type of No of Unit Cost Budget Budget
Unit Units ZWD ZWD US$
Staff travel Month 9.00 80,000 720,000 2,400
Staff insurance Lumpsum 75,000 250
Office Operations:
Office supplies Month 9.00 30,000 270,000 900
Telephone and fax Month 9.00 35,000 315,000 1,050
E - mail Month 9.00 8,000 72,000 240
Water Month 9.00 5,000 45,000 150
Electricity Month 9.00 5,000 45,000 150
Maintenance of office equipment Month 9.00 42,000 378,000 1,260
Head office costs
(vehicle insurance, mtgs) Month 9.00 50,000 450,000 1,500
Total Personnel, Administration, Operations and Support 9,155,000 30,517
AUDIT AND EVALUATION
Audit fees Lumpsum 400,000 1,333
Evaluation Lumpsum 600,000 2,000
Total Audit and Evaluation 1,000,000 3,333
TOTAL ESTIMATED EXPENDITURE 238,027,210 793,424
Rate of Exchange:
Budget : USD 1 = ZWD 300.00 (parallel rate* according to LDS)
* Parallel rate of exchange: is not the same as the rate per the
international rates - 54,06 ZWD = 1 USD. The rate was provided to LDS by
the local bank. This has been accepted by ACT C.O. because of the unstable
situation in Zimbabwe.
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their related agencies, meeting human need through co-ordinated emergency
response. The ACT Coordinating Office is based with the World Council of
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